About Us

HENG FENG (CAMBODIA) BANK Plc. (“the Bank” or “HFB”) was incorporated in Cambodia as a Public Limited Company in 2022 under an approval-in-principal letter ធ៧.០២២.២២៥.ស ជណ on 16th March 2022 by National Bank of Cambodia (NBC).
The registered head office of the Bank is located at the building #342, Preah Monivong Blvd., corner street N288, Phum Phum 4, Sangkat Boeng Keng Kang 1, Khan Boeng Keng Kang, Phnom Penh, Cambodia.The principal activities of the Bank will be the operation of banking business and all kinds of financial services in Cambodia.

Our Vision
To become an international bank providing superior financial services and information security to all customers of the community.

Our Mission
To provide financial services to Cambodian, local and international business owners to achieve their dreams. We are here to be model of high standard banking services through building the banking experiences with excellent products and services for all customers in the digital era.

Our Core Value

Diversity and collective stength
Social Responsibility
Treat Customer Fairly

Heng Feng Bank

Annual Reports

Our missions and accomplishment
with Cambodia over the years:

Annual Report 2022

Annual Report 2021

Annual Report 2020

Management Team

Mrs. Sandy Chua Phak Ju

Chief Executive Officer

Has been in banking industry since 2004. Joined Heng Feng ( Cambodia) Bank Plc. in September 2022 as Chief Execuitve Officer.

Has experienced in Cambodia Post Bank Plc. as Chief Sales & Distribution Officer, in charging of Lending and Deposit Service, Sales & Products Development, Marketing and Branches Networks. Has nearly 20 years banking experiences including Secretary to General Manager in CAB, served serveral operational and management roles in ANZ Royal Bank including Human Resources, Customer Services, Branch Compliance, Branch Management and Regional Lending. Also been assigned to a mobile payment company, Wing Cambodia ( subsidiary of ANZ in 2008 ) as Customer Care and Admin Manager looking afer Call Center, Retail Store, Admin and Operations Deaprtment various senior positions in Maybank ( Cambodia ) Plc. specialized in Business Development, Consumer Banking and Retail SME.

Be one of the Banking and Finance Industry Representative to Government and Private Sector acknowledged by Prime Minister Hun Sen since March 2019, Committee Member under Chamber of Professional and Micro Enterprise of Cambodia ( CPMEC ) and Representative in Chemical Products under Ministry of Industry and Handicraft. Also, an EXCO member of CSU_ACA and a member of Cambodia Chamber if Commerce ( CCC ) , Cambodia Women Entrepreneur Association and Federation of Khmer Chinese in Cambodia

Graduated from Charles Sturt University, master's degree of General Management, Accredited by Omega Credit Skills and LEAN Six Sigma.

Mr. Soy Mach

Deputy Chief Executive Officer

Has experienced as Chief Operation Officer and various management positions in a commercial bank with more than 20 years' experience in banking industry. Joined Heng Feng ( Cambodia ) Plc. in May 2022 as Deputy Chief Executive Officer

Worked at Leng Navatra Capital Plc. as Chief Operation Officer and Deputy Head of Risk Management Division, Deputy Head of Corporate Lending Division, Deputy Head of Trade Finance Division, Accounting Manager, Credit Control Manager, and Internal Audit Manager at ACLEDA Bank Plc.

Graduated from National Univeristy of Management, Bachelor's Degree of Accounting and master's degree of Business Administration.

Mr. Hak Seila

Deputy Chief Executive Officer

Has more than 10 years experience in Commercial Banking's Business. Joined Heng Feng ( Cambodia ) Bank Plc. in April 2022 as Deputy Chief Executive Officer.

Mr. Kong Rathanak

Head of Information Technology Department

Has nearly 15 years of experiences in information technology management fot the financial and banking sectors. Joined Heng Feng ( Cambodia ) Bank Plc. in May 2022 as Head of Information Technology Department.

Worked in the largest local bank in Cambodia for 13 years, starting as a system development officer, manager of network communication and information security, and Head of IT Security for two years. Joined a subsidiary of a foreign bank with headquarters in South Korea as an IT Secuirty Department Manager

Graduated from National University of Management, bachelor's degree in management information systems and Master of Business Administration majoring in management. Joined many professional training courses, including IT Control and Risk Management Training at a local institution, Certified information Security Professional Training in Malaysia, and ISO/IEC 27001 Lead Implementer.

Mr. Meng Koem Ieng

Head of Internal Audit Department

Has more than 19 years of experiences in the banking industry. Joined Heng Feng ( Cambodia ) Bank Plc. in June 2022 as Head of Internal Audit Department.

Specializes in planning and strategy for the implementation following audit procedures, leads to build audit polices, risk assessment, performing audit compliance with regualtions and auditing standards with high efficiency. Recommends for responding the requirement of management in a timely manner to minimize risk as much as possible.

Ensures the independence of the internal audit function by reporting directly to the Board Audit Committee to provide information and explanation on various matters pertaining to the scope and purpose of the audit committee.

Holds a master's degree in Finance and Banking.

Mr. Moeung Ty

Head of Finance Department

Has more than 15 years of experiences in the banking industry. Joined Heng Feng ( Cambodia ) Bank Plc. in April 2022 as Head of Finance Department.

Has experienced as Head of Accounting & Admin, Head of Finance Accounting, Deputy Head of Finance Accounting at Sacombank and Internal Auditor, and Sale & Marketing Officer at Cambodia Public Bank, Specializes in Finance, Budgeting, Taxation, Core banking, designed Polices, and guidelines.

Has strong professional with a bachelor's degree in Accounting from Western University, Marketing from National Institute of Business, and master's degree in Financial Management from Royal University of Law and Economics.

Mr. Mouk Mardeth

Head of Compliance and Legal Department

Has more than 20 years of experiences across multi-function in various roles such as Credit, Accounting, Internal Audit, Compliance and Legal Departments. Joined Heng Feng ( Cambodia ) Bank Plc. in June 2022 as Head of Compliance and Legal Department.

Has experienced as Head of Compliance and Legal at a foreign bank, a subsidiary of South Korea Financial Group. Specializes in Bank's Governance and Internal Control, especially deals with anti-money laundering and combating the financing of terrorism.

Has strong professional with a bachelor's degree in Accounting and master's degree in Business Administration and Management from a leading university in Cambodia. Completed the course of Regulatory Compliance from Institute of Banking and Finance ( IBF )) in 2019.

Mr. Om Visal

Head of Risk Management Department

Has around three decades of experiences in Cambodia banking industry. Was a founding member of some financial institutions.

Used to serve as a board member in charge of the transformation of non-government organization into microfinance institution, and as a member of executive committee, credit risk committee and asset & liabilities committee, together with extensive experiences in corporate strategy development, product development, business development, customer relationship management, managing people, as well as loan recovery management. Joined Heng Feng ( Cambodia ) Bank Plc. in June 2022 as a Head of Risk Management Department.

Graduated with a bachelor's degree in Marketing from a leading university in Cambodia. Counted among the early banking pioneers of Cambodia, was awarded the U.S goverment funded scholoarship to study the Community Fund Development ( micro lending ) in the U.S. Obtained an executive certificate in High Level Senior Leadership Management in Singapore.

Mrs. Ly Sokunthea

Head of HUman Resources & Administration Department

Has more than 13 years of experiences in banking industriy. Joined Heng Feng ( Cambodia ) Bank Plc. in May 2022 as Head of Human Resources & Administration Department.

Has experienced as Deputy Head of Human Resources, Administration Manager, Senior External Affairs and Customer Relationship Specialist ar Sacombank. Specializes in negotiation, HR Policies, HR consulting, communication, administration and well conversant of Cambodian Labor Law.

Graduated from National Universoty of Management, bachelor's degree of Management and master's degree in Business Administration and Management.

Mrs. Path Bosophanny

Head of Operation Department

Has nearly 18 years of experiences in Operation Management for financial and banking sectors. Joined Heng Feng ( Cambodia ) Bank Plc. in May 2022 as Head of Operations.

Has experienced working in a largest international bank of Cambodia for 17 years. Starting as a teller, Head of Operation Department for 7 years before resigning and joining Operation Department of a subsidiary of a foreign bank with headquarters in Beijing, China.

Graduated from Royal University of Law and Economic, bachelor's degree in Finance and Banking and master's degree in Economic. Has joined many professional training courses, including AML, Core Banking System, Operating Manual, and Human Resources Management from China, Hong Kong, Singapore, and Malaysia.